It offers a $150 introductory bonus when you spend $500 in the first three months, plus unlimited 1.5% cash rewards on purchases. The Wells Fargo Cash Wise Visa® card earns an unlimited 1.5% cash back on purchases, which is the industry standard among similar flat-rate rewards cards in … I have no issue setting up automatic payment, my card isn't even here yet because I just opened! A subreddit for discussing any aspect of credit cards. But come back and post after you get the card. Wells Fargo describes the bonus this way: "Earn a $150 cash … You can cash out at any amount with those cards. It even gives 0% intro APRs to new cardholders. Wells Fargo Cash Wise Visa Card is a cashback card. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 Permalink Report. ... Cash Back learn more about the Wells Fargo Cash Wise Visa® card. Need a Visa due to Costco shopping. As an employee, I'm just letting all of you know that there is a targeted offer now for the new wells fargo cash wise card. The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. Congratulations on your Wells Fargo Cash Wise approval! Should you add the card to popular mobile wallet services (such as Apple Pay, Google Pay, Amazon Pay, or … Cardholders will get $200 Cash Rewards bonus when you use the new card to make purchases up $1,000 in the first 3 months. And if you’re able to use select mobile wallets for qualified purchases, you’ll boost that cash rewards rate to 1.8% for the first 12 months from account opening. Specifically, for every $1 spent in net purchases using this credit card, you may earn 1.5% in cash rewards. $0. So even though the Wells Fargo Cash Wise Visa® card doesn’t have … Wells Fargo didn't even give me their student card as my first card (I bank with them too). This credit card offers an excellent cash rewards, 1.8% Cash Rewards , with low introductory APR, and it has unlimited 1.5% Cash Rewards on no category limitations. Wells Fargo Consumer Credit Card cardholder for damage to or theft of or involuntary and accidental parting of Your cell phone. Going to wait until the new cards are reporting and close the Capital One Secured Card and after a year if Capital One won't product change to the Non AF version of the QS1 I will close that as well. Investment products and services are offered through Wells Fargo Advisors. However the card is not providing many services for Wells Fargo clients. Articles on Wells Fargo Propel American Express® card. And some basic credit card benefits. The Cash Wise Visa Credit is issued by Wells Fargo Bank. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is … Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. Wells Fargo Visa Signature Card Benefits & Offers. View program details. If not the Cash Wise, what would y'all recommend otherwise? I wouldn't personally. This question is about the Wells Fargo Cash Wise Visa® card . My Card A world of card benefits. The Wells Fargo Cash Wise Visa® card is a solid cash back card with a reliable 1.5% cash rewards rate on all purchases. The Wells Fargo Cash Wise card offers 1.8% cash back for the first 12months on Google pay and Apple pay. In this article, we will go through all the fees, as … Definitely a card to seriously consider if you like Wells Fargo and don't want to miss out on a sign up bonus and a better than average cash back card." Keep in mind though that Chase doesn't like being peoples' first credit cards so you're unlikely to get this card if you don't have a card already. As an additional perk, the card has a long intro APR period on balance transfers and purchases and it has no annual fee. Bonus. However, this card charges a 3% foreign transaction fee and isn’t ideal for international travel. End of popup. It's great for All Rewards and Cash Back. If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. Wells Fargo Cash Wise Visa card has an introductory 0% APR for the first 15 months on purchases and balance transfers. Regular APR 14.49-24.99% (variable) Introductory Purchase APR 0% … Press question mark to learn the rest of the keyboard shortcuts. I'm no longer a student, and have a near-700's credit score. In addition to the $200 sign-up bonus, the Wells Fargo Cash Wise Visa offers cash back on all purchases. Cash. The Wells Fargo Cash Wise card offers 1.8% cash back for the first 12months on Google pay and Apple pay. Re: Wells Fargo CashWise … The Wells Fargo Cash Wise Visa, on the other hand, earns 1% back on everything, meaning you earn more with every purchase – no strings attached. Had to start with secured. Save Username Checking this option will open a popup after 2 second. Keep in mind though that there's a $25 minimum for cashback redemption. It is important to pay them in full and on time. The card details on this page have not been reviewed or provided by the card issuer. The Wells Fargo Cash Wise Visa Card is designed to let users maximize their purchases, and it offers an impressive cash rewards rate that helps make your transactions worthwhile. Looks like you're using new Reddit on an old browser. The Wells Fargo Cash Wise Visa Card gives the customer access to a product that is accepted at the majority of stores throughout the world and features no annual fees. Username. With a hefty late fee, the card is best for consumers who are diligent at making payments on time. $150 after you spend $500 in the first 3 months. Press J to jump to the feed. $150 Card Category. The Wells Fargo Cash Wise Credit Card offers 1.5% Cash Back, a 0% APR and $150 bonus. If you’re someone looking for a low-cost cashback card that may be able to save you fees that you’re paying elsewhere (while also covering your cellphone), … New applicants can earn a $ 150 cash bonus for spending just $500 within 3 months of account opening. • If the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit; • Cell phones that are rented, borrowed, or received as part of a prepaid plan or “pay as you go” type plans; and You can apply for the Wells Fargo Cash Wise card online or over the phone, by dialing: (800) 932-6736. I've been with them since 2003. It will Beginning of popup Notice. The exact rate depends on your overall creditworthiness at the time you’re approved for an account. Wells Fargo offers credit cards to help you make the most of every dollar spent - cash rewards, dining rewards, low interest APR and more. Would just applying for the Cash Wise Visa be an alright choice? Chase Freedom Unlimited: 1.5% flat cashback. The one thing I don't like about it is your only allowed to do multiples of $25 when cashing in your cash back. The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. Est. You agree that we may consider you for a Visa Signature credit card if you qualify. Citi DoubleCash: 2% flat cashback on everything. I am trying to improve my chances of being approved and also getting as large an SL as I can.These are my current FICO 8 scores: EX 651; TU 684 (+42 yesterday! Generous rewards, and you're already paying for your membership, so no annual fee. Answer Question Share 3 0. I've been with them since 2003. Wells Fargo Cash Wise Visa Credit Card. However the card is not providing many services for Wells Fargo clients. Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. If you’re someone looking for a low-cost cashback card that may be able to save you fees that you’re paying elsewhere (while … In Brief. Cash Wise Visa ® registered trademark card. Disclaimer: The information for the Wells Fargo Propel American Express® card and Wells Fargo Cash Wise Visa® card has been collected independently by CreditDonkey. The Wells Fargo Cash Wise Visa is a cashback credit card that offers low fees, a good introductory APR for balance transfers, a good introductory APR for new purchases and cellphone protection too. Opens in a new window. I have them, and have banked with them for 10 years and they don't approve me for anything. The Wells Fargo Cash Wise is a great credit card for travel, shopping, restaurants and more. Wells Fargo Cash Wise: January 2021. Wells Fargo Cash Wise Visa Card – Features The Wells Fargo Cash Wise Visa Card is designed to let users maximize their purchases, and it offers an impressive cash rewards rate that helps make your transactions worthwhile. Press question mark to learn the rest of the keyboard shortcuts. Reward Program: Wells Fargo Cash Wise. Please ask questions and contribute to the knowledge surrounding credit cards. It's great for All Rewards and Cash Back. Current FICO 8: Credit Age: Inquiries: Goal Cards: Message 6 of 15 2 Kudos Reply. The Wells Fargo Cash Wise Visa® card rewards you for making it your top-of-wallet card after you open the account. The Wells Fargo Cash Wise is also amazing for having for Unlimited 1.5% cash rewards on purchases, No annual fee and Introductory 0% APR on purchases and balance transfers for 15 months. Protections Convenience and peace of mind And don't forget about the card's credit score requirement: you … Wells Fargo is a hard bank to work with. No, Wells Fargo Cash Wise Visa Card does not offer a rewards program. You agree that we may consider you for a Visa Signature credit card if you qualify. Cash back is $25 min, just as my Citi Double Cash. But a limited-time offer has a lot to do with that. Learn more about this card. The Wells Fargo Cash Wise Visa® Card is a simple credit card that comes with unlimited cash back on all purchases. Wells Fargo Cash Wise Visa Card Summary. Enter your username and password to securely view and manage your Wells Fargo accounts online. Wells Fargo Credit Card site. Opens in a new window. But it’s an excellent option for getting one of the best cash back rates on your daily spending at home. If you bank with Wells Fargo and want a credit card that offers a stable cash-back program, you are in the right place. Reward Program: Wells Fargo Cash Wise. It is important to pay them in full and on time. Reward Program: Wells Fargo Cash Wise. The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. There are several great features about the Cash Wise Credit Card that we will discuss next. While the introductory APR is 0%, the interest rate once the introductory period ends may be high, depending on the card holder’s credit score and other factors. With 1.5% cash rewards on every $1 spent for all types of eligible purchases, you’re guaranteed to get some money back in your … New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. For the first 12 months, cardholders earn 1.8% cash back on qualified digital wallet purchases, including Apple Pay® and Google Pay™ (1.5% after that). If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. Articles on Wells Fargo Cash Wise Visa® card. Advertiser disclosure Wells Fargo Cash Wise Review: 1.5% Back, Plus a Few Perks This card gives you the industry standard cash-back rate, a decent sign-up bonus, a … It's lower than the Citi DC and the same as the Wells Fargo Cash Wise, but you can pair it with the Chase Sapphire Reserve to get 2.25% if you apply those points to travel purchased through Chase (using the CSR's 1.5x redemption multiplier). As the title suggested, I'm looking for advice and opinions on the Wells Fargo Cash Wise Visa Signature and Wells Fargo in general. I'm just looking to grab a basic Credit Card to start building credit and make online purchases with, and currently bank with Wells Fargo. I know there was some disappointment to find there was no bonus offer with the wells fargo cash wise credit card. This card offering promising 1,5% cash back rewards for you. I have them, and have banked with them for 10 years and they don't approve me for anything. View program details. Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. ($700 medical collection paid off)) EQ 703; Do you think doing either or both of the … Wells Fargo Cash Wise Visa® card. $0 Annual Fee*.Wells Fargo Cash Wise Visa® card full terms and conditions. Wells Fargo Cash Wise Visa is very good for those who wants to have a cash back credit card. The only other Wells Fargo cash back credit card is the Wells Fargo Cash Back College Card, which offers 3% cash back on … If you are planning to take advantage of this to move an existing balance, be aware that there is an introductory $5 or 3% (whichever is greater) balance transfer fee, for the first … For your security, we do not recommend using this feature on a shared device. Automatic Approval. Wells Fargo is not a hard bank to deal with. Sources: Wells Fargo Website - Wire Transfers; Wells Fargo FAQ page; Wells Fargo FAQ page - Wire transfer online; Wells Fargo Article; Wells Fargo FAQ page - Cutoff times; This publication is provided for general information purposes only and is not … If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. Specifically, for every $1 spent in net purchases using this credit card, you may earn 1.5% in cash rewards. If you’d rather apply in person, go to a Wells Fargo branch location to do so. Chase Freedom Unlimited: 1.5% flat cashback. I was surprised by my low limit of $5k when other cards I get are triple that and the high APR. Wells Fargo Cash Wise Visa ... Wells Fargo Consumer Credit Card cardholder for damage to or theft of or involuntary and accidental parting of Your cell phone. Annual Fee. Credit Card Programs - Wells Fargo to launch new 1.5% cash back credit card called "Cash Wise" - According to this post from someone who claims to be a Wells Fargo employee (also corroborated from someone on Reddit ), the card will go live in June and it will feature 1.5% cash back on all purchases. If you use Apple Pay or Android Pay, you’ll get higher cash back during your first year. Community Leader Senior Contributor. Wells Fargo has upped the sign-up bonus for the Cash Wise Visa card from $150 to $200. You won’t be subjected to an annual fee, and there are introductory bonuses that you can enjoy. Furthermore, you get a decent cash reward bonus once you spend $500 … And some basic credit card benefits. The Wells Fargo Cash Wise Visa. The Wells Fargo Wise card offers a … Wells Fargo Propel Review. We chose the Wells Fargo Cash Wise as the best cash-back option from Wells Fargo because of its solid 1.5% cash back on all spending. How it earns: 1.8% cash back Apple Pay Samsung Pay Google Pay Wells Fargo Wallet 1.5% cash back All purchases Other info: Credit Needed : Good: Annual Fee: There is no … Wants to have a Cash back on all other purchases more information about those in Fargo. Will never expire until you cancel your card first 12months on Google pay and Apple pay or Android pay you! Here yet because i just signed up couple days ago for the Cash Visa®. The offer is 20,000 points after $ 2,000 within 90 days offer the! Got the 0 % APR but got the 0 % APR offer offers an APR... 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