The current list of eligible streaming services and additional details of what services and fees are included/excluded for bonusing are available at: wellsfargo.com/propelstreaming. Go Far Rewards is a bank loyalty program offered by Wells Fargo. Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at retailers whose merchant code for American Express is classified as: Travel: airline, passenger railway, hotel and motel, timeshares, vehicle and auto rentals, cruise lines, travel agencies, discount travel sites, campgrounds, passenger trains, taxis, limousines, ferries, toll bridges and highways, parking lots, and garages. Pre-qualified offers are not binding. If your goal is travel rewards plus perks, the, is a strong contender. Cell Phone Protection Simply use your eligible Wells Fargo Propel® World American Express Card to pay your monthly cell telephone bill and get up to $600 of cell phone damage and thief protection (subject … Wells Fargo Propel is a metal card with no annual fee. Issuers take into account your income, existing debts and other information. It's rare to find a travel rewards card that offers this much ongoing value at no yearly cost (assuming you don't rack up interest charges). , you can take advantage of that card's enhanced redemption value on airfare, a Wells Fargo representative confirmed. NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. One rewards point will be earned per $1 spent on other net purchases. If you're looking for more information on how your credit card options might stack up, check out NerdWallet's, Get started with Wells Fargo Propel American Express® card. Points are worth 1 cent apiece. Terms apply. The streaming services category is also a differentiator and could be valuable to the right kind of user. If you’re looking to diversify your earning strategy away … doesn't charge foreign transaction fees, American Express isn't as widely accepted outside the U.S. as are Mastercard and Visa. NerdWallet strives to keep its information accurate and up to date. requires good to excellent credit. How to Increase Your Chances of Getting Approved for Wells Fargo Propel… If you're yearning to earn a big pile of travel points but can't stomach the thought of paying a hefty annual fee to do so, the Wells Fargo Propel American Express® card is one of the top options on the market. So how do we make money? However, when using them for cash back, you can redeem only in $25 increments — or $20 increments at a Wells Fargo ATM. You’ll get up to $600 of protection if your phone is stolen (but not lost) … If your Portfolio by Wells Fargo® program statement-ending qualifying relationship balance is $250,000 or more, you will earn a 50% relationship bonus. Fly & Stay. Wells Fargo Propel. The secret sauce with this card is that points take on 25% more value when used to book travel through the, portal. No categories to remember or points to mess around with. For your security, we do not recommend using this … Prevent identity theft, protect your credit, The difference between term and whole life insurance, How medical conditions affect your life insurance rate. 1Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at U.S. retailers whose merchant code for American Express is classified as gas station and automated fuel dispensers (gas purchases at warehouse/membership clubs, grocery stores, car washes, auto repair stores, and superstores that sell gasoline may not earn bonus points) and two rewards points (1 base point plus 1 bonus point) per $1 spent on net purchases at U.S. retailers whose merchant code for American Express is classified as eating places and restaurants, drinking places, and fast food restaurants (caterers and bakers, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises may not earn bonus points). But a credit score alone isn’t enough to qualify for any credit card. Rewards: Earn 3 points per $1 spent on the following categories: Eat & Drink. APR: Get 0% intro APR for 12 months on purchases and qualifying balance transfers, and then the ongoing APR of 14.49% - 24.99% Variable APR. , but instead of tiered rewards, it offers 2% cash back on everything — 1% back when you make a purchase and another 1% back as you pay for it. When evaluating offers, please review the financial institution’s Terms and Conditions. Wells Fargo Propel: 20,000 bonus points after spending $1,000 in purchases the first three months ($200 value) Since the bonuses are the same, the one with the most value will be the one that works best for your goals. Keep in mind, though, that you might be able to get just as much value, or more, out of other travel cards that do charge annual fees. The information for the Wells Fargo Propel … Wells Fargo Propel American Express® card full terms and conditions. Simply use your eligible Wells Fargo 365 Propel® American Express Card to pay your monthly cell telephone bill and get up to $600 of cell phone damage and thief protection (subject to a $25 … *, Purchase protections including return protection and extended warranty. What you will receive if you maintain a qualifying Consumer Wells Fargo checking or savings account: 1Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) made directly with airlines whose merchant category for American Express is classified in the airlines and air carriers category (charter flights and private jet flights are not considered airlines and air carriers) and two rewards points (1 base point plus 1 bonus point) are earned per $1 spent on net purchases made with hotels whose merchant category for American Express is classified in the lodging hotels, motels, and resorts category; (timeshares, recreation camps, and campgrounds are not considered lodging hotels, motels, and resorts). But if you're looking for exclusive travel perks, this isn't the card for you. Password. , such as Amazon Prime, Audible, Apple Music, Apple TV+, Disney+, ESPN+, fuboTV, HBO Now, Hulu, Netflix, Pandora, Sirius XM Radio, Spotify Premium and more. Terms apply. One rewards point will be earned per $1 spent on other net purchases. All financial products, shopping products and services are presented without warranty. Each month we present a selection of the most original travel and lifestyle trends with ideas from around the world. Unlike some other travel cards, the reward categories for the, are both lucrative and broadly appealing. Many or all of the products featured here are from our partners who compensate us. Wells Fargo credit cards mobile app review, Bank of America® Travel Rewards credit card, If you want rewards from a travel card without annual fees but find the idea of tracking bonus categories unpalatable, the, is a solid choice. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® Card for details. *, » MORE: Top credit cards that offer cell phone insurance. Some of the reviews on the NerdWallet site were purchased through a third party provider. The relationship bonus, which will be in the form of rewards points, will post to your account in the thirteenth month after your credit card account was opened and annually on this date thereafter for as long as you maintain your qualifying deposit account. Earn 3X points for however you fly and stay, ride and drive. Cardholders earn an unlimited 1.5 points per dollar spent on all purchases. Purchases not processed using these codes for American Express mentioned above will not qualify for bonus points. The annual fee is $0. All financial products, shopping products and services are presented without warranty. Our partners cannot pay us to guarantee favorable reviews of their products or services. It's rare to find a travel rewards card that offers this much ongoing value at no yearly cost (assuming you don't rack up interest charges). As a travel credit card, the Wells Fargo Propel American Express® card packs an impressive combination of punches: rich rewards on a wide swath of spending categories, not to mention a handsome welcome offer, all for an annual fee of $0. Our partners compensate us. Wells Fargo Propel American Express® card, 0% intro APR on Purchases for 14 months and 10.99% intro APR on Balance Transfers for 14 months, Get more smart money moves — straight to your inbox. NerdWallet's best no annual fee travel credit cards, Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. Read more. Welcome offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. Potential for Boosting the Travel Redemption Rate. It has an annual fee of $95, but it also offers a rich sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. when you spend … … Are you thinking about applying for the Wells Fargo Propel American Express® card? Copyright © 2021 American Express Company | American Express Banking Corp. Ride & Drive. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Apply today for our best rewards card. Refer to the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel 365 American Express® Card for details. 0% intro APR for 12 months on purchases and qualifying balance transfers, and then the ongoing APR of 14.49% - 24.99% Variable APR, of up to $600, minus a $25 deductible, for damage to or theft of your phone (when you use the card to pay your monthly cell phone bill). If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. -annual-fee card features a rich rewards rate on travel and dining that rivals what you would find on several high-priced premium cards, and it extends that rate to other categories such as gas stations and even eligible streaming services. Many of those cards offer similar rewards on categories like travel and dining (not to mention boatloads of fancy travel perks), plus ways to significantly boost the value of your rewards when transferred to travel partners. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. That's a ton of value for a card that costs nothing to carry. This category includes restaurant dining, takeout and bars. » MORE: NerdWallet's best cards for streaming services. If you are designated as being in the Wells Fargo Private Bank, you will earn a 50% relationship bonus. If you own more than one qualifying deposit account, you will earn the most favorable bonus rewards points percentage you qualify for at the time your relationship bonus is calculated. Unlike those more expensive cards, you won't find swanky perks such as travel credits, airport lounge access, travel transfer partners or reimbursement for. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. $0 annual fee and no foreign currency conversion fee, Earn 3X points on eating out and ordering in. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812. Cardholders earn an unlimited 1.5 points per dollar spent on all purchases. This card operates on the American Express payment network, although it is not actually issued by AmEx. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. You can redeem your rewards through the Wells Fargo Go Far Rewards portal. That means that for a card to be worth it, you would have to earn enough value in rewards to break even with the annual fee. That means that for a card to be worth it, you would have to earn enough value in rewards to break even with the annual fee. So for overseas travel, this card might not be your best bet. Our opinions are our own. Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value This is due to the point value boost the Visa Signature Card offers and the excellent categories and earning rates of the Propel … Dining: eating places and restaurants, drinking places, or fast food restaurants (caterers, bakeries, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants). The Wells Fargo Propel American Express® card doesn't come with an annual fee, but it also doesn't come with goodies like Global Entry/TSA Precheck reimbursement, airport lounge access, or the ability to transfer your rewards to hotel or airline partners. Enter your username and password to securely view and manage your Wells Fargo accounts online. 20,000 Bonus Points. So if you've accrued 10,000 points, you can redeem for $100 cash back, or $125 worth of travel. Here is a list of our partners. *, Top credit cards that offer cell phone insurance, — especially those that offer generous welcome offers and high ongoing rewards — come with an annual fee. 2If you own a qualifying Wells Fargo consumer checking or savings account, or a Portfolio by Wells Fargo® program (each a qualifying deposit account), you will earn a relationship bonus of 10%, 25%, or 50% on rewards points earned on net purchases (purchases minus returns/credits) made on your credit card account. Points are worth a penny each and can be redeemed for things like travel, cash back or gift cards through the. American Express CONNECT brings it all together, making it easier for you to take advantage of your Cardmember benefits. This category includes flights, hotels, homestays and more. Earn 3x points for each $1 you spend at U.S. Gas Stations, 2x at U.S. If you own an eligible checking or savings account, you will earn a 10% relationship bonus. Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at retailers whose merchant code for American Express is classified as: Travel: airline, passenger railway, hotel and motel, timeshares, vehicle and auto rentals, cruise lines, travel agencies, discount travel sites, campgrounds, passenger trains, taxis, limousines, ferries, toll bridges and highways, parking lots, and garages. However, this does not influence our evaluations. The card earns 2 points for every $1 spent on travel (the card earns 5X the points on Lyft through March 2022) and dining, and 1 point per $1 spent on all other purchases. Member FDIC. packs an impressive combination of punches: rich rewards on a wide swath of spending categories, not to mention a handsome welcome offer, all for an annual fee of, Keep in mind, though, that you might be able to get just as much value, or more, out of other travel cards that. You also earn 3 points per dollar spent — twice the card's usual rate — at the Bank of America® Travel Center. Gas: gas stations and automated fuel dispensers (ga… This may influence which products we write about and where and how the product appears on a page. also earns triple points on discount travel sites, not to mention homestays and rideshares. Nerd tip: You can pool Go Far Rewards among Wells Fargo cards, so if you also have the Wells Fargo Visa Signature® Credit Card, you can take advantage of that card's enhanced redemption value on airfare, a Wells Fargo representative confirmed. This category includes multiple eligible streaming services, such as Amazon Prime, Audible, Apple Music, Apple TV+, Disney+, ESPN+, fuboTV, HBO Now, Hulu, Netflix, Pandora, Sirius XM Radio, Spotify Premium and more. You can pool Go Far rewards program good to excellent credit check out NerdWallet's best credit page! 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