Balances of $250,000.01 or more will earn 0.10% APY. A Share Savings account is the first step to joining the Service Credit Union family. It’s easy to become a member! Insured savings accounts include Regular Savings, Christmas Club, Kids Club, and Money Market. During the first 12 months, personal accounts with a minimum balance of $2,500 and a maximum of $250,000 will earn 0.50% APY. Joining Consumers Credit Union is easy. Whether you are setting up a savings account for the first time, planning for retirement, or looking to save for a big spend, Consumers Holiday Savings Account; Save for the busy holiday season with this automated savings account. #Savings #MyConsumers https://bit.ly/3j9y7Dj Individual Retirement Accounts (IRA) are insured separately up to $250,000. Business Membership Savings is the entry-level, short-term savings account that allows you access to all of the high-end banking features to help grow your business. #Savings #MyConsumers https://bit.ly/3j9y7Dj A credit union is a not-for-profit financial institution with membership based on a common characteristic, such as place of employment. 2021 Consumers Credit Union. Consumers Credit Union (Consumers CU) has unveiled the Splish Splash Savings account, which earns a “cool” 2.25% APY on balances between $2.5k and $250k. Determine how soon that new boat is going to be yours with our savings goal calculator. Federally insured by NCUA. Find out about the checking and savings accounts the bank offers. Click here to learn how we are responding. At Service Credit Union, we make saving second nature with a range of account options. Consumer checking account options include: Advantage Plus: Multiple features, designed for convenience; Z-Checking: High interest rate and additional features ; Fresh Start: For those repairing credit or looking for a fresh start managing finances. Share Savings. Dismiss X. FAQs; Lost or Stolen Card; Mobile Banking; Contact Us. Opening a savings account with CCU is easy, just stop by your local CCU branch and speak to one of our friendly member services representatives or click on the button below to open an account electronically. Consumers CU checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Contact the credit union at (423) 639-6131. Funds currently on deposit at Consumers Credit Union are not eligible for the promotion. With online banking you can: View account balances; Transfer funds between checking, savings, and line-of-credit accounts. After 12 months, the account will earn 0.10% APY. The fund is backed by … Consumers Credit Union is our top pick because of their awesome Rewards Checking Account that offers an amazing interest rate on your checking account. Marine Credit Union Share savings accounts. Individual Retirement Accounts (IRA) are insured separately up to $250,000. Let us help you open your new IRA Money Market account. Open Account. No problem. Offer available on personal accounts only. Welcoming all individuals who live, work, worship or are enrolled in post-secondary education in the Lower Peninsula of Michigan. Access your account, deposit checks, and even send and receive secure person-to-person payments via your iPhone or Android with Mobile Money app. Important Notice . With our Christmas Club Account, you can conveniently make deposits via payroll deduction or automatic deposit so you are building your savings for holiday shopping. Consumer CU checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. This means that it depends how well the credit union does that year - so you don't know what you'll get until the end of the year. Ascend has a full range of accounts, including checking, savings, investment and youth accounts, all to serve you. To open an account with PenFed, a minimum deposit of $5 must be made, which makes the consumer a member of the credit union. Our special savings account is designed to help relieve some of the stress that comes with the holidays. Credit unions tend to have lower fees and better interest rates on savings accounts and loans, while banks' mobile apps and online technology tend to be more advanced. Learn more . Locations; MONETA; Make A Payment; Co-Op Shared Branch Locator; Savings Rates Effective as of: **Rates as of 01/07/2021. Credit Union provides safe and secure options for you to save. Your savings with the credit union are called "Shares". There are no monthly fees with this savings account. Yes, your Consumers Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). CCU means business with all of the opportunities we offer to company leaders. Checking Account (Share Draft Account) ATM and Debit Cards; Free Share Drafts; Contact the credit union to reorder checks. Get a cool 0.50% APY* with a high earning savings account that isn’t all tied up. Important Notice . Our offices, unless under construction, remain OPEN regular hours during current COVID restrictions. Overall, our members relied more on credit unions than banks for savings accounts, credit cards issued by the financial institution, loans, CDs, and mortgages. The most common offerings are described here, but every credit union is different. Consumers CU checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Earn higher yields on IRA funds while keeping them accessible with an IRA Money Market Account. PAY BY PHONE. If your goal is to earn as much as possible on your checking and savings balances, you might try Consumers Credit Union’s Rewards Checking Account. This means that it depends how well the credit union does that year - so you don't know what you'll get until the end of the year. Compare Savings Accounts at First Tech Credit Union. Share Accounts (Savings) At a credit union, savings accounts are called share accounts because you—like all other customers—are a partial owner of the credit union. Sign In Mobile Navigation. The fund is backed by … Ascend is closely monitoring the spread of COVID-19 (coronavirus). Please call us at 877.ASK.CCU (877.275.2228), visit a local service center for assistance, or click the button below for us to reach out to you. Ascend has a full range of accounts, including checking, savings, investment and youth accounts, all to serve you. CCU offers a traditional money market account and an IRA money market account. Yes, your Consumers Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Don't let the holiday spending ruin your new year – plan ahead with our Holiday Club Savings account. Sign In Mobile Navigation. Promotional product is available and rates are accurate as of 7/1/2020. Savings accounts. Save for a rainy day Earn more for your dollar when you open a Liquid Savings Account. Open an Account… If funds are withdrawn by request prior to November 1, the account will be closed. The savings accounts offered by credit unions work the same way as they would at a bank. By following this link, you will be leaving Consumers Credit Union’s website. If your goal is to earn as much as possible on your checking and savings balances, you might try Consumers Credit Union’s Rewards Checking Account. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. Skip to content Ascend Federal Credit Union. Visit our Connect & Support page. It couldn’t be simpler; just deposit at least $5, and you’re in. You can even give them specific nicknames—like “Dustin’s Man Cave”—to keep saving fun. Before you open any account: Visit a few banks or credit unions. With 0.50% APY, start growing your money and reach your savings goal faster at Consumers Credit Union. Money market accounts. Enjoy a high-yield savings account with the flexibility and security you need. Offer available on personal accounts only. Keep funds safe and sound with our regular share savings account. Routing No. Let us help you open your new IRA Savings account. Some do not charge for that. That account pays up to 4.09% APY on a maximum of $10,000 if you meet certain criteria. Typically, dividend rates are 1-3%, but it … No matter your savings goals, you can grow your savings steadily for a bright financial future. Credit unions tend to have lower fees and better interest rates on savings accounts and loans, while banks' mobile apps and online technology tend to be more advanced. Credit union savings usually offer a dividend rate rather than an interest rate. The IRA Savings account at Consumers Credit Union is an interest-bearing account for cash that is not invested elsewhere, such as in the credit union’s CDs. Checking Account (Share Draft Account) ATM and Debit Cards; Free Share Drafts; Contact the credit union to reorder checks. While some high APY savings accounts will slowly decline their rates as the account’s size grows, Alliant Credit Union’s High-Rate savings account does just the opposite. Rates are variable and subject to change at any time without notice. Locations & ATMs Connect & Support Careers Rates 800.991.2221 | Routing #272481839. There are usually a number of options available, including high-interest savings accounts and CDs. An HSA is a savings account you can use to cover qualified medical expenses such as deductibles and… Important Notice. Federally insured by NCUA. Maintain current credit score. Each member's funds are insured to $250,000 by the National Credit Union Administration (NCUA). CCU's Mobile App Update . After 12 months, the account will earn 0.10% APY. At Consumers Credit Union, we have the perfect savings instruments for every stage of your financial life. That account pays up to 4.09% APY on a maximum of $10,000 if you meet certain criteria. 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