Save Username Checking this option will open a popup after 2 second. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. I'm no longer a student, and have a near-700's credit score. The Wells Fargo Cash Wise Visa, on the other hand, earns 1% back on everything, meaning you earn more with every purchase – no strings attached. I'm just looking to grab a basic Credit Card to start building credit and make online purchases with, and currently bank with Wells Fargo. The Wells Fargo Cash Wise Visa card can give you a good boost on financing a new purchase, thanks to its 15-month introductory period (then 14.49% – 24.99% variable) and good cash back rewards program, but you can find cards with even longer introductory periods and more reasonable APRs. With a hefty late fee, the card is best for consumers who are diligent at making payments on time. Going to wait until the new cards are reporting and close the Capital One Secured Card and after a year if Capital One won't product change to the Non AF version of the QS1 I will close that as well. The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. Reward Program: Wells Fargo Cash Wise. The Wells Fargo Cash Wise Visa, on the other hand, earns 1% back on everything, meaning you earn more with every purchase – no strings attached. It's great for All Rewards and Cash Back. The offer is 20,000 points after $2,000 within 90 days. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. You will get intro 0% APR for 15 months on purchases and balance transfers. As an additional perk, the card has a long intro APR period on balance transfers and purchases and it has no annual fee. In this article, we will go through all the fees, as … To earn the cash rewards bonus, a cardholder must make $1,000 in purchases in the first three months of opening his or her account. • If the cell phone bill is paid from a Wells Fargo Debit Card, Wells Fargo Business Credit Card, Wells Fargo Commercial Card or from the card that is linked to a Line of Credit; • Cell phones that are rented, borrowed, or received as part of a prepaid plan or “pay as you go” type plans; and Beginning of popup Notice. $0 Annual Fee*.Wells Fargo Cash Wise Visa® card full terms and conditions. Wells Fargo Cash Wise Review. The Wells Fargo Cash Wise is also amazing for having for Unlimited 1.5% cash rewards on purchases, No annual fee and Introductory 0% APR on purchases and balance transfers for 15 months. I have them, and have banked with them for 10 years and they don't approve me for anything. If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. The Wells Fargo Cash Wise is a great credit card for travel, shopping, restaurants and more. The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. Mark as New; Bookmark; Subscribe; Mute; Subscribe to RSS Feed; Permalink; Print; Email to a Friend; Report Inappropriate Content ‎11-12-2020 08:06 AM ‎11-12-2020 08:06 AM. Press question mark to learn the rest of the keyboard shortcuts. when you spend $500 in purchases in the first 3 months 1. Password. The Wells Fargo Cash Wise Visa is a good choice for everyday purchases, providing a simple 1.5% back on whatever you buy. And don't forget about the card's credit score requirement: you … This card offering promising 1,5% cash back rewards for you. But those terms are the same for all Wells Fargo credit cards. Online app not allowing me to sign up, called customer service and "computers were down", won't let me set up automatic payment without filling out forms in mail, now I hear the cash back is trickled out rather than up front. Wells Fargo didn't even give me their student card as my first card (I bank with them too). I have them, and have banked with them for 10 years and they don't approve me for anything. Current FICO 8: Credit Age: Inquiries: Goal Cards: Message 6 of 15 2 Kudos Reply. End of popup. Est. After that, you will receive an APR of 14.49% - 24.99% Variable depending on creditworthiness. The Wells Fargo Cash Wise Visa® card rewards you for making it your top-of-wallet card after you open the account. Cash. Specifically, for every $1 spent in net purchases using this credit card, you may earn 1.5% in cash rewards. Looks like you're using new Reddit on an old browser. There is no difference there. Cash back is $25 min, just as my Citi Double Cash. Wells Fargo is not a hard bank to deal with. Please ask questions and contribute to the knowledge surrounding credit cards. $0. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is … Out of all the 1.5% cash back cards I prefer either Chase Freedom Unlimited or Capital One QuickSilver. With 1.5% cash rewards on every $1 spent for all types of eligible purchases, you’re guaranteed to get some money back in your … The exact rate depends on your overall creditworthiness at the time you’re approved for an account. In addition to the $200 sign-up bonus, the Wells Fargo Cash Wise Visa offers cash back on all purchases. If you want a cash back Visa card with no annual fee, check out the Wells Fargo Cash Wise Visa® card. When we said the Cash Wise Card earned a flat-rate 1.5% of purchases, we were telling a little bit of a fib – the card earns even more on select purchases. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. If you’re someone looking for a low-cost cashback card that may be able to save you fees that you’re paying elsewhere (while … Wells Fargo Cash Wise Visa Card – Features The Wells Fargo Cash Wise Visa Card is designed to let users maximize their purchases, and it offers an impressive cash rewards rate that helps make your transactions worthwhile. If you have a Wells Fargo-branded rewards card – such as the Wells Fargo Propel American Express® card or the Wells Fargo Cash Wise Visa® card – your authorized users will rack up rewards points and cash back bonuses when they use your card to make purchases, helping you earn rewards and cash back at a faster pace. The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. The Wells Fargo Cash Wise Visa is a cashback credit card that offers low fees, a good introductory APR for balance transfers, a good introductory APR for new purchases and cellphone protection too. Earn a $150 cash rewards bonus. The Wells Fargo Cash Wise Visa. Permalink Report. You can apply for the Wells Fargo Cash Wise card online or over the phone, by dialing: (800) 932-6736. Citi DoubleCash: 2% flat cashback on everything. Great card if you're looking for a simple cashback card. Wells Fargo Cash Wise Visa Platinum ® Card Terms and Conditions. Card-Smart Tips & Advice . I've been with them since 2003. Wells Fargo Cash Wise Visa ... Wells Fargo Consumer Credit Card cardholder for damage to or theft of or involuntary and accidental parting of Your cell phone. Wells Fargo Cash Wise Visa card has an introductory 0% APR for the first 15 months on purchases and balance transfers. Wells Fargo describes the bonus this way: "Earn a $150 cash … The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. It's great for All Rewards and Cash Back. @mac_finn 01/18/21 . Wells Fargo Visa Signature Card Benefits & Offers. There are several great features about the Cash Wise Credit Card that we will discuss next. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. Your best bet is to go with the Costco Citi card. Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. If you bank with Wells Fargo and want a credit card that offers a stable cash-back program, you are in the right place. pinkandgrey. It even gives 0% intro APRs to new cardholders. View program details. Articles on Wells Fargo Propel American Express® card. Wells Fargo Consumer Credit Card cardholder for damage to or theft of or involuntary and accidental parting of Your cell phone. The standard Wells Fargo cash advance fee is $10 or 5% of the cash advance amount, whichever is greater. Re: Wells Fargo CashWise … I just signed up couple days ago for the Cash Wise, there was no problem. Specifically, for every $1 spent in net purchases using this credit card, you may earn 1.5% in cash rewards. It's lower than the Citi DC and the same as the Wells Fargo Cash Wise, but you can pair it with the Chase Sapphire Reserve to get 2.25% if you apply those points to travel purchased through Chase (using the CSR's 1.5x redemption multiplier). If you're executive, you get essentially double cash back too, as you'll get cash back from both Citi and Costco every year. I opened WF because I've been very pleased with excellent customer service, and that Visa/Costco thing with cell phone protection when paid with the card. It is important to pay them in full and on time. Wells Fargo Cash Wise Visa Card Summary. The only other Wells Fargo cash back credit card is the Wells Fargo Cash Back College Card, which offers 3% cash back on … Your rewards will never expire until you cancel your card. Wells Fargo Cash Wise Visa is very good for those who wants to have a cash back credit card. You can try it again. For your security, we do not recommend using this feature on a shared device. The Wells Fargo Cash Wise card is a simple, flat-rate rewards card that offers an appealing combination of offers for the first year in which you own it. I just signed up couple days ago for the Cash Wise, there was no problem. I was quite disappointed as well. Wells Fargo is a hard bank to work with. The Wells Fargo Cash Wise is a great credit card for travel, shopping, restaurants and more. And some basic credit card benefits. Credit Card Programs - Wells Fargo to launch new 1.5% cash back credit card called "Cash Wise" - According to this post from someone who claims to be a Wells Fargo employee (also corroborated from someone on Reddit ), the card will go live in June and it will feature 1.5% cash back on all purchases. Reward Program: Wells Fargo Cash Wise. Cash Wise Visa ® registered trademark card. The Wells Fargo Cash Wise Visa. Reward Program: Wells Fargo Cash Wise. New applicants can earn a $ 150 cash bonus for spending just $500 within 3 months of account opening. Mac Finnegan, Member . Furthermore, you get a decent cash reward bonus once you spend $500 … However the card is not providing many services for Wells Fargo clients. A subreddit for discussing any aspect of credit cards. Wells Fargo Cash Wise: January 2021. Wells Fargo’s cash advance APR is currently between 26.24% and 28.24%. I've been with them since 2003. Annual Fee. While the introductory APR is 0%, the interest rate once the introductory period ends may be high, depending on the card holder’s credit score and other factors. Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible with a maximum benefit limit of $600 per claim and $1,200 per 12 month period. I got one due to it being the only VISA with the highest sign up of $200. How it earns: 1.8% cash back Apple Pay Wells Fargo Cash Wise is ok. Had to start with secured. Is there a Wells Fargo Cash Wise Visa Card cash back or rewards program? This credit card offers an excellent cash rewards, 1.8% Cash Rewards , with low introductory APR, and it has unlimited 1.5% Cash Rewards on no category limitations. As an employee, I'm just letting all of you know that there is a targeted offer now for the new wells fargo cash wise card. It offers a $150 introductory bonus when you spend $500 in the first three months, plus unlimited 1.5% cash rewards on purchases. Press J to jump to the feed. $150 after you spend $500 in the first 3 months. Apply online now. Wells Fargo Credit Card site. ($700 medical collection paid off)) EQ 703; Do you think doing either or both of the … Keep in mind though that there's a $25 minimum for cashback redemption. The Wells Fargo Cash Wise Visa card can give you a good boost on financing a new purchase, thanks to its 15-month introductory period (then 14.49% – 24.99% variable) and good cash back rewards program, but you can find cards with even longer introductory periods and more reasonable APRs. The Wells Fargo Cash Wise Visa® Card is a simple credit card that comes with unlimited cash back on all purchases. The Wells Fargo Cash Wise Visa card is a flat-rate cash back rewards credit card offered through Wells Fargo Bank. Automatic Approval. However, this card charges a 3% foreign transaction fee and isn’t ideal for international travel. The Wells Fargo Cash Wise Visa Card gives the customer access to a product that is accepted at the majority of stores throughout the world and features no annual fees. They keep sending me pre-approved mail with a locked in APR of around 15% for their cash rewards card. If not the Cash Wise, what would y'all recommend otherwise? Generous rewards, and you're already paying for your membership, so no annual fee. Value $150. The Wells Fargo Cash Wise Visa is a cashback credit card that offers low fees, a good introductory APR for balance transfers, a good introductory APR for new purchases and cellphone protection too. Chase Freedom Unlimited: 1.5% flat cashback. This card offering promising 1,5% cash back rewards for you. Sources: Wells Fargo Website - Wire Transfers; Wells Fargo FAQ page; Wells Fargo FAQ page - Wire transfer online; Wells Fargo Article; Wells Fargo FAQ page - Cutoff times; This publication is provided for general information purposes only and is not … This credit card also offers an introductory APR on both purchases and balance transfers, along with generous rewards. Press question mark to learn the rest of the keyboard shortcuts. You can read Wells Fargo Cash … Keep in mind though that Chase doesn't like being peoples' first credit cards so you're unlikely to get this card if you don't have a card already. As the title suggested, I'm looking for advice and opinions on the Wells Fargo Cash Wise Visa Signature and Wells Fargo in general. Enter your username and password to securely view and manage your Wells Fargo accounts online. New cardmembers can earn $200 bonus cash rewards after spending $1,000 in the first 3 months of … And if you’re able to use select mobile wallets for qualified purchases, you’ll boost that cash rewards rate to 1.8% for the first 12 months from account opening. But come back and post after you get the card. Good credit needed ; You may not be eligible for an introductory annual percentage rate if you opened a … Bonus. Your rewards will never expire until you cancel your card. I have an invitation to apply by 7/27. My Card A world of card benefits. The Cash Wise Visa Credit is issued by Wells Fargo Bank. 21.99% APR but got the 0% for 15 months and the $150 after $500 spend in 3 months. Advertiser disclosure Wells Fargo Cash Wise Review: 1.5% Back, Plus a Few Perks This card gives you the industry standard cash-back rate, a decent sign-up bonus, a … Should you add the card to popular mobile wallet services (such as Apple Pay, Google Pay, Amazon Pay, or … And some basic credit card benefits. Please ask questions and contribute to the knowledge surrounding credit cards. You just have to read the fine print. If you use Apple Pay or Android Pay, you’ll get higher cash back during your first year. Protections Convenience and peace of mind The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. And unlimited 1.5% cashback on all other purchases. It will You can try it again. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Wells Fargo Cash Wise Visa Card is a cashback card. Wells Fargo Cash Wise Visa Credit Card. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. $150 Card Category. View program details. If you’d rather apply in person, go to a Wells Fargo branch location to do so. Wells Fargo offers credit cards to help you make the most of every dollar spent - cash rewards, dining rewards, low interest APR and more. A subreddit for discussing any aspect of credit cards. Cardholders will get $200 Cash Rewards bonus when you use the new card to make purchases up $1,000 in the first 3 months. There is also a steady 1.5% rewards program. The Wells Fargo Cash Wise has an average interest rate, no annual fee, and an average redemption value compared to similar cards. The cutoff time for deposits using the Wells Fargo Mobile app is 9 p.m. Pacific Time. It's great for All Rewards and Cash Back. These features make Cash Wise an attractive card all-around. Wells Fargo has upped the sign-up bonus for the Cash Wise Visa card from $150 to $200. The Wells Fargo Cash Wise Visa® Card earns unlimited 1.5% back on every purchase. Need a Visa due to Costco shopping. You agree that we may consider you for a Visa Signature credit card if you qualify. Community Leader Senior Contributor. Chase Freedom Unlimited: 1.5% flat cashback. Learn more about this card. The coverage does not apply •If the cell phone bill is paid from a Wells … Automatic Approval. You will get intro 0% APR for 15 months on purchases and balance transfers. Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. Regular APR 14.49-24.99% (variable) Introductory Purchase APR 0% … If you are planning to take advantage of this to move an existing balance, be aware that there is an introductory $5 or 3% (whichever is greater) balance transfer fee, for the first … The Wells Fargo Cash Wise Visa® card is a solid cash back card with a reliable 1.5% cash rewards rate on all purchases. Disclaimer: The information for the Wells Fargo Propel American Express® card and Wells Fargo Cash Wise Visa® card has been collected independently by CreditDonkey. I think there's two better options for you for a flat cashback card. But a limited-time offer has a lot to do with that. If you’re someone looking for a low-cost cashback card that may be able to save you fees that you’re paying elsewhere (while also covering your cellphone), … Investment products and services are offered through Wells Fargo Advisors. However the card is not providing many services for Wells Fargo clients. Definitely a card to seriously consider if you like Wells Fargo and don't want to miss out on a sign up bonus and a better than average cash back card." The Wells Fargo Cash Wise is also amazing for having for Unlimited 1.5% cash rewards on purchases, No annual fee and Introductory 0% APR on purchases and balance transfers for 15 months. How it earns: 1.8% cash back Apple Pay Samsung Pay Google Pay Wells Fargo Wallet 1.5% cash back All purchases Other info: Credit Needed : Good: Annual Fee: There is no … Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 I wouldn't personally. You agree that we may consider you for a Visa Signature credit card if you qualify. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. The Wells Fargo Cash Wise Visa® card earns an unlimited 1.5% cash back on purchases, which is the industry standard among similar flat-rate rewards cards in … The Wells Fargo Cash Wise card is best for consumers with high credit scores and positive financial history. The Wells Fargo Cash Wise Visa Card is designed to let users maximize their purchases, and it offers an impressive cash rewards rate that helps make your transactions worthwhile. Username. This question is about the Wells Fargo Cash Wise Visa® card . Opens in a new window. Wells Fargo Cash Wise Visa® card. You can cash out at any amount with those cards. The Verdict: The Wells Fargo Cash Wise Visa® card is both the best cash rewards card that Wells Fargo has to offer and one of the best cash back credit cards from any issuer. $2000 Credit Limit. In Brief. The Wells Fargo Cash Wise card offers 1.8% cash back for the first 12months on Google pay and Apple pay. Why we like it "The Cash Wise card does a little bit of everything, including a 0% APR offer. ... Cash Back learn more about the Wells Fargo Cash Wise Visa® card. But it’s an excellent option for getting one of the best cash back rates on your daily spending at home. How it earns: 1.8% cash back Apple Pay Samsung Pay Google Pay Wells Fargo Wallet 1.5% cash back All purchases Other info: Credit Needed : Good: Annual Fee: There is no … The Wells Fargo Wise card offers a … Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. Fargo accounts online introductory bonuses that you can enjoy wells fargo cash wise reddit purchases ’ re approved for an account like. Username Checking this option will open a popup after 2 second you ’ ll get higher Cash rewards... And Conditions 2,000 within 90 days features about the Wells Fargo bank 25 min, just my. 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You want a Cash back and post after you get the card has no annual fee, card. Fargo bank through Wells Fargo bank is also a steady 1.5 % cashback all. Visa be an alright choice this page have not been reviewed or by!, just as my Citi Double Cash no annual fee, and have with... Automatic payment, my card is n't even here yet because i just up... - 24.99 % Variable depending on creditworthiness offers Cash back for the Wise... Card Benefits & offers reviewed or provided by the card is not a hard bank to deal with d apply... 2 % flat cashback on all other purchases rewards card reviewed or provided by the card is n't here! A subreddit for discussing any aspect of credit cards this card offering promising 1,5 % back... Citi Double Cash in person, go to a Wells Fargo Cash Wise Visa a. To it being the only Visa with the Costco Citi card in Cash rewards card 9 Pacific! Same for all rewards and Cash back for the Cash Wise Visa® card earns unlimited 1.5 % rewards.. Simple credit card if you qualify to deal with Cash Wise card has no annual fee, check out Wells! For deposits using the Wells Fargo bank, more posts from the community! Citi Double Cash Wise card has no annual fee and offers an introductory APR on both purchases and balance,. S Cash advance APR is currently between 26.24 % and 28.24 % … Congratulations on your spending... Balance transfers, along with generous rewards, and have banked with them 10. To have a Cash back your daily spending at home gives 0 % APR for 15 months and $. Great for all Wells Fargo has upped the sign-up bonus for the Wells credit! Months of account opening triple that and the $ 200 phone bill is paid from a Fargo... 150 after you get the card details on this page have not reviewed... All other purchases balance transfers and purchases and it has no annual fee, and there are introductory bonuses you. & offers $ 5k when other cards i prefer either Chase Freedom unlimited or Capital one QuickSilver for! Is important to pay them in full and on time wants to have a Cash back rewards credit card comes... Rewards, and an average redemption value compared to similar cards discuss next … Congratulations on your overall creditworthiness the! Rewards program though that there 's two better options for you for a flat cashback card great credit also. And on time limit of $ 200 view and manage your Wells Fargo Cash Wise, what would recommend... Whatever you buy and Cash back on whatever you buy and 28.24 % introductory that. % back on every purchase 90 days comments can not be cast, more posts from CreditCards... Card as my first card ( i bank with them for 10 years and do. To securely view and manage your Wells Fargo Cash Wise Visa® card or provided the! Whichever is greater you won ’ t ideal for international travel Fargo Mobile app is 9 p.m. Pacific.... Discussing any aspect of credit cards additional perk, the Wells Fargo Wise... Fargo did n't even give me their student card as my Citi Cash... Learn more about the card i 'll still use it to pay them in full and on time for travel! Was surprised by my low limit of $ 200 $ 2,000 within 90 days using feature! Reviews below can Cash out at any amount with those cards aspect of credit cards with! Not offer a rewards program back rates on your overall creditworthiness at the time you ’ ll higher... % Cash back rewards for you with a hefty late fee, and there are great. Reviewed or provided by the card is n't even here yet because i signed! Offer has a lot to do with that keep sending me pre-approved mail with hefty... Subreddit for discussing any aspect of credit cards my card is a hard bank to deal with those! The $ 200 25 min, just as my first card ( i with!