The qualifying account type will determine the The … Choose how you want to The Propel World is worth potentially $630 in bonuses alone. Ensuring your revolving balances are low and that you have less than six inquiries will help. Wells Fargo doesn’t allow you to check for prequalified offers either in person or through its website. Did you try any other pre-qualifications from other lenders like Capital one, Amex, chase, and Citi. If you have a banking relationship it may help but I don't think it would have too much effect overall though. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software. If you spend a lot on the rewards categories, it won’t to us. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Instead, Wells Fargo mails out preapproved card offers for new business. More details on software and accessibility are available at WebAIM.org. The points just seem to align with my spending on this Wells Fargo card. We may also receive compensation if you click on certain links posted on our site. To ensure you have the most up to date information, you should verify relevant information Finder.com is an independent comparison platform and If your credit score isn’t quite within the range, your overall financial history might play a larger part in whether you qualify. Is this card worth applying for? What are some other cards that I should look into that would be better. Learn more. All rights reserved. If you don't have the spend for the SUB, it's not worthwhile because the rest of your spend won't earn you enough MRs to make it worthwhile. We may rely on information that is provided But you just might find a preapproval offer for a targeted credit card in your mailbox. Learn more about this card, read our expert reviews, and apply online at CreditCards.com. Many factors affect your FICO Scores and the interest rates you may receive. After that, the APR is between 15.49% to 27.49% depending on your creditworthiness. Doctors and therapists charge a low flat fee per visit — but this platform doesn’t accept insurance. Second is there a reason that you want to apply for Wells Fargo?. Users can earn 3X points per dollar on their travel purchases — including . Use WalletHub’s unique tool and compare Well Fargo credit cards with $0 fees, 0% APRs & great rewards. Wells Fargo personal loans are a good fit for existing customers and those with strong credit. The Best TD Bank credit cards are solid, but nothing special. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. You are about to post a question on finder.com: I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder, Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances, 32 East 31st Street, 4th Floor, I made the sub with no issue, but even putting all my spend on dining and groceries doesn't earn me that many points, and those are two of my highest spend categories. Are you thinking about applying for a Wells Fargo credit card? Just a few things to think about. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. But you can increase the odds of targeted preapproval on your next card. No prior Wells Fargo relationship. We may also receive payment if you click on certain links posted on our site. Finder.com LLC. How to Increase Your Chances of Getting Approved for Wells unsure, you should get independent advice before you apply for any product or commit to any plan. Read through your report to understand where your credit stands — and what Wells Fargo sees. The revamped Wells Fargo Propel American Express Card will feature generous rewards on a wide range of spending, plus a rich welcome offer, all for an annual fee of $0. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. In fact, the Wells Fargo Propel American Express® Agenda ranks on a dozen of our best of lists in accepted categories, including dining, gas, alive casework and travel. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. Optional, only if you want us to follow up with you. Reworked in 2018, the Wells Fargo Propel American Express® Card has become a popular pick for consumers who like earning points on their purchases. The Wells Fargo Propel American Express® Card is a rare gem that lets you earn accelerated rewards on gas, dining, travel and popular streaming services like Netflix, Hulu, Apple Music and more. The Propel is considered a higher teir card. To respond, just go to the Wells Fargo credit card page, click “Respond to an Offer,” and enter your code. I'm primarly looking for a card for dining out/groceries. finder.com is a financial comparison and information service, not a bank or Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Three real people share their real experiences and credit card horror stories of 2020. 20% at Amazon.com up to $200 back in the first 6 months, 2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases, 0% intro for the first 15 months (then 13.99% to 23.99% variable). I have not tried pre-qualifications from other cards. product provider, We cannot provide you with personal advice or recommendations, card provider that offers prequalification, Blue Cash Preferred® Card from American Express, Blue Cash Everyday® Card from American Express, 10 financial New Year’s resolutions and money hacks for 2021, How to separate your finances during divorce, Think twice before applying for a store credit card this holiday season, How to give during the holidays without breaking the bank, 3 true credit card horror stories and advice on how to survive. The minimum recommended credit score for this credit card is 700. There is someone on this forums who has had trouble building their WF relationship and has s low CL. Are you thinking about applying for the Wells Fargo Propel American Express® card? Although, it’s possible to get approved with a score of 700 or even in the upper 600s. Compare Wells Fargo loans with other lenders. information service that aims to provide you with information to help you make better decisions. Earn 3X points for however you fly and stay, ride and drive. The refreshed Freedom Flex card has lots of earning potential. Be sure to use it As a unique perk, Propel 365 cardholders get an annual “Relationship Bonus” of 10%, 25% or 50% on non-bonus category points earned if they have a qualifying Wells Fargo account. We strive to ensure our content is clear and honest. This heavy-hitter rewards card has uncontested value. Save your money on that AF and look elsewhere. After Nov 20, 2020 Wells fargo, Cash rewards is Let your Propel® rewards take you far Like flexibility? I don't mind annual fees. I'm currently 19 years old a college student, so my income is not great. While you wait for a preapproval letter, match your credit history with Wells Fargo cards through a simple check of your finances: If your credit score is higher than the card’s requirement, odds of application success are in your favor. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Wells Fargo Propel Card Approval Odds (How Hard Is It?) Try this and see if you are qualified for any card you may like, and good luck. Two decent cards i would suggest would for cash would either be the cash magnet which is a 1.5% card or BCE blue cash everyday that is either 1% normal or 3% for for groceries, otherwise if prefer MR's(travel) then Amex Everyday as good no AF cards with easier subs to meet such as spend on everyday 1k for 10k mr's or the cash magnet is 3.5% cash back for first 6 months which is a form of sign-up bonus kinda but dont have to meet any said number other than max of 350$ cash back at 3.5% then goes to 1.5% back which is kinda neat for people that cant commit to 1k or 3k spend and got appropriate bonus for spend. It is at 10% utilization. The Wells Fargo Propel American Express Card. Further information is available in our FICO Data Privacy Policy. FTC's website on credit. 5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases, 0% intro for the first 15 months (then 14.99% to 23.74% variable). When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. We compared nearly 100 cards to find the best deals and perks. Wells Fargo Propel – Review Travel credit card reviews 2020 Petal Credit Card Review Amazon Credit Card Review Credit One Credit Card Review First Premier Credit Card Review Fortiva Credit Card Review Indigo Credit Card We may receive payment from our affiliates for featured placement of their products or services. You have a high chance of qualifying for these offers because Wells Fargo has already examined your financial and credit history. There are user reports of being approved with a score as low as 600. I'm looking into a new travel card and the Propel looks pretty great with 30,000 points ($300) for $3k, 3% categories on dining, travel, and subscription services, and no annual fee. And currently, all of the Wells Fargo acclaim cards mentioned Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. In this case, the advanced payment, and associated delivery fees are reimbursed to AXA through the debit of the Cardholder’s Wells Fargo Propel American Express® Card, subject to prior approval by Wells This is the start of good credit. Get preapproved for a home mortgage with Wells Fargo. Along with that my credit scores range from 740 (according to discover), 727 (transunion), and 713 (equifax). You probably could get the WF student card, but that isnt the propel card. It's about 30k a year. I was thinking of the gold card, but I'm not sure I would spend 4k within the first 3 months for the sign-on bonus, but the food credit and airline credit would get used. Or you can look to a secured card like the Wells Fargo Secured Credit Card that can help you graduate to a stronger card with responsible spending. The Wells Fargo Propel credit score requirement is 700 or higher. I woulld definitely weigh your options, and maybe build your profile first. Store cards sound appealing, but aren’t often your best choice. Get up to 5% cashback in rotating and newly added everyday categories. Don’t apply for the Wells Fargo Propel if your Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. While we receive compensation when you click links to partners, they do not influence our content. The Wells Fargo Propel American Express® card offers an incredible rewards rate on a number of bonus categories, which include both travel-related and everyday purchases. It also changes based on the U.S. Prime Rate. Have your sights set on travel this year? The propel card is WF flagship card and has proved hard for many of us on here with 800+ ficos 25+ year credit history, etc..  Alot of us are shot down for this card for either too much credit, recent credit seeking or whatever other reason they keep that close to their chest for whatever reason and some have success while others (myself) have yet to be able to get that card granted i have tons of credit and new accounts, etc., but high scores and incomes and still a nope. This everyday cashback card is ideal for Black Friday and holiday shopping with 20% back at Amazon.com up to $200 back in the first 6 months. Copyright ©2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Can you prequalify for HSBC credit cards? Wells Fargo credit card offers, top picks of 2021. It has a generous welcome offer, a long intro APR period on balance transfers and purchases, a cell phone protection program and a whole lot of security and protection features — all without … Only the sub makes it worthwhile. Best Wells Fargo Card for Fair or Average Credit Not only does this card from Wells Fargo offer good approval odds for students, but it’s specifically tailored to college students looking to establish and build credit. The Wells Fargo Propel Amex credit card offers a 0% introductory APR for 12 months on purchases. The Wells Fargo Propel American Express Card offers 3x points for travel, dining and streaming with no annual fee, a combination we haven’t seen … Get our weekly newsletter for the Apply today for our best rewards card. Cardholder’s approval. 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